.insight-hero{padding:88px 0 82px;background:linear-gradient(180deg,#f4f4ef 0%,#e8ebe1 100%)}
.insight-hero .inner{max-width:920px}.insight-hero h1{margin:18px 0 20px;font-size:clamp(43px,6vw,76px);line-height:1.03;letter-spacing:-.062em;word-break:keep-all}.insight-hero p{max-width:760px;margin:0;color:#56616d;font-size:16px}.insight-meta{display:flex;flex-wrap:wrap;gap:9px;margin-top:25px}.insight-meta span{padding:7px 10px;border:1px solid #d6dbd1;border-radius:999px;background:#fff;color:#65707b;font-size:10px;font-weight:850}
.insight-body{padding:82px 0 100px;background:#fff}.insight-layout{display:grid;grid-template-columns:240px minmax(0,760px);gap:58px;justify-content:center;align-items:start}.insight-toc{position:sticky;top:108px;padding:20px;border:1px solid #dfe1db;border-radius:19px;background:#f8f9f5}.insight-toc strong{display:block;margin-bottom:11px;font-size:12px}.insight-toc a{display:block;padding:7px 0;color:#68727d;font-size:11px;font-weight:750}.insight-toc a:hover{color:#11151b}.insight-article h2{margin:66px 0 18px;font-size:clamp(28px,4vw,42px);line-height:1.12;letter-spacing:-.045em}.insight-article h2:first-child{margin-top:0}.insight-article h3{margin:34px 0 12px;font-size:22px}.insight-article p{margin:0 0 18px;color:#3f4954;font-size:15px;line-height:1.9}.insight-article ul,.insight-article ol{margin:0 0 24px;padding-left:21px;color:#3f4954}.insight-article li{margin:8px 0;line-height:1.75}.insight-note{margin:28px 0;padding:22px 24px;border-left:4px solid #9fc420;border-radius:0 16px 16px 0;background:#f2f8dc;color:#33420d}.insight-warning{margin:28px 0;padding:22px 24px;border:1px solid #d8c96e;border-radius:17px;background:#fff9d9;color:#574d15}.insight-table{width:100%;border-collapse:collapse;margin:24px 0 32px;font-size:12px}.insight-table th,.insight-table td{padding:13px 14px;border:1px solid #dfe1db;text-align:left;vertical-align:top}.insight-table th{background:#f1f3ed}.insight-cta{margin-top:60px;padding:30px;border-radius:24px;background:#11161d;color:#fff}.insight-cta h3{margin:0 0 9px;font-size:28px}.insight-cta p{color:#bdc5ce}.insight-cta .hero-actions{margin-top:22px}.insight-faq{margin-top:60px}.insight-faq details{padding:18px 20px;border:1px solid #dfe1db;border-radius:16px;background:#f9faf6;margin-top:10px}.insight-faq summary{cursor:pointer;font-weight:850}.insight-faq p{margin:12px 0 0;font-size:13px}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.insight-card{display:flex;flex-direction:column;min-height:330px;padding:26px;border:1px solid #dfe1db;border-radius:24px;background:#fff;transition:.22s}.insight-card:hover{transform:translateY(-4px);box-shadow:0 22px 50px rgba(13,17,23,.09)}.insight-card small{color:#718100;font-size:9px;font-weight:900;letter-spacing:.12em}.insight-card h2{margin:68px 0 12px;font-size:25px;line-height:1.25}.insight-card p{margin:0;color:#66707c;font-size:12px}.insight-card span{margin-top:auto;padding-top:20px;color:#5c6614;font-size:11px;font-weight:900}
@media(max-width:900px){.insight-layout{grid-template-columns:1fr}.insight-toc{position:static}.insight-grid{grid-template-columns:1fr}}
@media(max-width:680px){.insight-hero{padding:66px 0 70px}.insight-hero h1{font-size:42px}.insight-body{padding:58px 0 76px}.insight-article p{font-size:14px}.insight-table{display:block;overflow-x:auto}.insight-cta{padding:22px}.insight-cta .hero-actions{flex-direction:column}.insight-cta .button{width:100%}}